MCA CRM Pricing Compared: What Each Platform Costs

Most MCA software vendors don't publish a price. That makes "how much does an MCA CRM cost?" hard to answer from a search result, and it means a lot of shops sit through three demos before they know whether a platform is even in budget.

This page collects every published price we could find for MCA and broker CRMs (plus the general CRMs brokers often use instead), shows the billing unit each one uses, works out what a five-person shop pays per month, and lists the platforms that are quote-only. We don't guess at quote-only prices. All prices are list prices from each vendor's own site, checked October 24, 2026.

Our pick for most broker shops is Ferrylend, because it publishes a per-user price with no seat minimum and month-to-month billing, so a small team knows the number before any demo.

Here's the TLDR (prices checked October 24, 2026):

1. Ferrylend (our pick): Best for broker shops that want a published price. Core is $69 and Pro $99 per user per month, no seat minimum, with the $999 setup fee waived for workspaces created through December 31, 2026. It's newer, with no independent reviews yet, and doesn't do funder servicing, ACH or syndication.
2. Billing units differ more than prices do. Some MCA CRMs charge per user (Ferrylend, Cloudsquare Broker, ConvergeHub), some per plan with a user band (LendingWise, NextLevel MCA), and one a base fee plus seats (MCA Pilot).
3. For five users on monthly billing, published MCA and broker CRM prices run from $345/month (Ferrylend Core) to $895/month (MCA Pilot), before add-ons and usage. ConvergeHub's general CRM is lower, but its lending edition isn't priced.
4. Cloudsquare Broker is $75/user/month plus a Salesforce license you buy separately.
5. Quote-only: Centrex, LendSaaS, Onyx IQ, MCA Track, OrgMeter, MCA Suite, Specter Systems, Fundara, Cloudsquare Lend and Lendflow.
6. General CRMs are cheaper per seat (from free to about $100/user/month) but you build the MCA workflow yourself, and HubSpot Professional adds a required $1,500 onboarding fee.

Published MCA and broker CRM prices

Platform	Billing unit	Published price (Oct 24, 2026)	Setup or onboarding	Free trial
Ferrylend	Per user per month	Core $69 ($59 annual); Pro $99 ($84 annual)	$999 setup, waived for workspaces created through Dec 31, 2026	No (sample-data demo)
MCA Pilot	Base fee per account, plus per user	$499/mo incl. first user; users 2-10 $99, 11-20 $89, 21+ $79	None mentioned	15 days, card required
NextLevel MCA	Per plan, by team size	$597 (up to 2 users); $747 (up to 6); $1,197 (up to 12); +$69/user beyond 12	"No setup fees"	14 days, card at signup
LendingWise	Per plan, set number of users	$119 (1 user); $600 (5 users); $1,595 (20 users)	Not published; migration "typically" extra	15 days
Cloudsquare Broker	Per user per month, plus Salesforce	From $75/user/mo + your Salesforce license	Not published	No
ConvergeHub	Per purchased seat per month	$29 / $45 / $59 annual; $45 / $65 / $85 monthly	One training call included (lending edition)	14 days (generic CRM only)

Notes on each, from the vendors' pricing pages:

• Ferrylend (current plans and add-ons): no seat minimum, month to month unless you choose annual. Add-ons are optional: AI statement parsing at $1.50 per statement (25 a month included in Pro), e-sign $39/mo (included in Pro), advanced reports $49/mo (included in Pro), email campaigns $29/mo and hands-on training $750 one-time. There's no free trial. Keep in mind what the price doesn't buy: Ferrylend is newer, so it has no reviews yet on G2, Capterra or Trustpilot, has no SOC 2 report, and does no ACH servicing, syndication or merchant debits, so it isn't a like-for-like price against funder platforms such as Centrex. Dialer, SMS and bank connect are listed as coming soon, not sold yet.
• MCA Pilot (pricing): one plan, "no feature tiers, no add-ons, no hidden fees". Yearly is $415/month billed annually, a 12-month commitment; yearly per-seat rates aren't shown. SMS and some e-sign workflows use your own provider accounts.
• NextLevel MCA (pricing): bank-statement analysis is included. Calling, texting, email and AI usage are billed on top through the included GoHighLevel account, for example $0.0175 per outbound call minute and $0.0104 per SMS segment on its usage page. Annual billing gives "two months free".
• LendingWise (pricing): prices are per plan, not per user, and no price is published for extra users beyond each plan's count. Month to month, with discounted quarterly or annual options.
• Cloudsquare Broker (source): "starts at $75 per user, per month. You must purchase your Salesforce license separately." Cloudsquare doesn't say which Salesforce edition you need. Another Cloudsquare post says it "doesn't publish flat pricing publicly", so expect a scoping call.
• ConvergeHub (pricing): these are the general CRM's prices. The Alternative Lending (MCA) Edition has no separate published price, and its FAQ describes billing as quarterly or annual. You pay for every seat you buy, active or not.

What a five-person shop pays per month

Here's the arithmetic for five users from each published list price. These aren't quotes, and they leave out usage charges, add-ons and taxes.

Platform and plan	Monthly billing	Annual billing (per month)	What's not included
Ferrylend Core	$345	$295	$999 setup if the workspace is created after Dec 31, 2026
Ferrylend Pro	$495	$420	Same
LendingWise Pro	$600	Discount not published	Migration fee if needed
NextLevel MCA Growth (up to 6 users)	$747	Not printed (toggle only)	Calls, SMS, email and AI usage
MCA Pilot	$895 ($499 + 4 x $99)	Yearly seat rates not shown	Your own SMS provider
Cloudsquare Broker	$375 + Salesforce	Not published	Five Salesforce licenses, implementation
ConvergeHub Professional (generic CRM)	$225	$145	Lending edition price not published

Two things stand out. First, team-band pricing hurts small teams and helps growing ones: NextLevel MCA costs the same $747 for three users or six, and LendingWise's Pro is $600 whether you use two seats or five. Second, Cloudsquare's real total depends on Salesforce. Salesforce's own list prices start at $25/user/month (Starter Suite) and $100/user/month (Pro Suite, billed annually), which would add $125 or $500 a month for five people if either edition were enough. Cloudsquare doesn't say which one is, so ask.

Over a first year on monthly billing, five Ferrylend Core seats come to $4,140 for a workspace created by December 31, 2026, or $5,139 with the setup fee after that. Our Ferrylend review covers what's in each plan and what's still on the roadmap.

Quote-only MCA platforms

These publish no price. Where a vendor explains how it bills, we've noted it.

• Centrex Software: no price list. Its billing policy says you're billed monthly in arrears for "every user that has logged into the system at least once for the prior month", with an account minimum "per agreement", and add-ons billed as monthly "enhancement" fees. A price on its consulting page is identical across three packages with identical features and looks like a template placeholder, not a CRM price. A competitor, Cloudsquare, publishes a per-user range for Centrex citing third-party sources; Centrex doesn't confirm it, so we don't repeat it. See our Centrex alternatives for platforms that publish prices.
• LendSaaS: no pricing, trial or setup-fee information; demo only.
• Onyx IQ: no pricing or trial; it says it passes through ACH, credit and background-check partners "often at volume pricing below retail".
• MCA Track: no figures. Its FAQ says purpose-built MCA platforms are "typically priced based on portfolio size or active deals", and its demo form asks for monthly volume.
• OrgMeter: no pricing. Its SaaS agreement sets a one-year term that auto-renews unless you give 60 days' notice.
• MCA Suite: no pricing. The site looks dormant (copyright 2022, last news post May 2024), so confirm the product's status first.
• Specter Systems: seat plans named but unpriced; "Seats require an Enterprise account". No trial.
• Fundara: subscription and build-out fee not published; month to month after launch, texting at carrier cost.
• Cloudsquare Lend (the funder product) and Lendflow: quote-only.

General CRMs: what five seats cost

General CRMs publish prices, which is why they often win the first budget conversation. None of them includes lender matching, submissions or bank-statement analysis; you'd configure stages and fields yourself. Five-seat arithmetic from list prices:

CRM and plan	Per seat (Oct 24, 2026)	Five seats per month	Notes
HubSpot Sales Hub Professional	$90 (annual)	$450	Plus required $1,500 onboarding; Free covers 2 users
Salesforce Pro Suite	$100 (annual)	$500	Starter Suite is $25, monthly or annual
Pipedrive Growth	$39 (annual)	$195	Monthly billing costs more
Zoho CRM Professional	$23 annual / $35 monthly	$115 / $175	Free edition for 3 users
Close Growth	$99 annual / $109 monthly	$495 / $545	Call minutes and SMS billed on top
monday CRM Pro	$28 annual / $41 monthly	$140 / $205	3-seat minimum

HubSpot's Starter page showed $7/seat/month on annual billing with a $20 list price struck through; it doesn't say how long the $7 price lasts. For a year one comparison, five HubSpot Professional seats come to $6,900 with onboarding. The hidden cost with any general CRM is the setup time or consultant needed to model lenders, submissions and commissions.

Costs that don't show up on pricing pages

• Usage: calls, SMS and email on GoHighLevel-based tools; Twilio segments on Centrex's SMS; per-statement AI parsing.
• Second licenses: Salesforce under Cloudsquare.
• Onboarding and migration: HubSpot's required fees, LendingWise's migration fee, Ferrylend's setup fee after 2026.
• Seat rules: Centrex bills users who logged in; ConvergeHub bills every purchased seat; monday CRM starts at 3 seats.
• Contract terms: annual commitments, auto-renewals and data-export conditions on exit.

For which platform fits which shop, not only which is cheapest, see our best MCA CRM roundup or the CRMs for business loan brokers guide. Ferrylend also keeps its own side-by-side price table, which is worth cross-checking against the vendors' pages since it's a competitor's view.

FAQ

How much does Centrex Software cost?

Centrex doesn't publish prices. It bills monthly in arrears per user who logged in that month, has an account minimum set in your agreement, and charges add-ons as monthly enhancement fees. You'll need a demo for a number.

How much does ConvergeHub cost?

$29, $45 or $59 per user per month billed annually ($45, $65 or $85 monthly) for the general CRM. The MCA / Alternative Lending Edition doesn't have a published price.

How much does a CRM cost per user?

For general CRMs, from free (HubSpot for 2 users, Zoho for 3) to about $100 per user per month on mid tiers. Lending-specific CRMs with published per-user prices run from $69 to $99 (Ferrylend) or from $75 plus Salesforce (Cloudsquare Broker).

Which MCA CRM is cheapest for a solo broker?

Among MCA-specific tools with published prices, Ferrylend Core at $69/month for one user (setup fee waived for workspaces created through December 31, 2026). LendingWise Starter is $119/month for one user. MCA Pilot ($499) and NextLevel MCA ($597) have higher floors.

Do MCA CRMs offer free trials?

Some do: LendingWise and MCA Pilot (15 days) and NextLevel MCA (14 days), the last two with a card. Ferrylend, Centrex, Specter and the funder platforms offer demos instead.

Prices change, so check each vendor's page before you sign. And for the quote-only platforms, ask for the full first-year number in writing: seats, minimums, add-ons, implementation and the term.

Disclosure: Ferrylend is made by Digital Mundo, a separate company with the same owner as Gold Penguin. We rank it first, and we've kept its drawbacks in plain view.