Cloudsquare Alternatives for MCA Brokers and Funders

Cloudsquare sells two lending products built on Salesforce: Cloudsquare Broker for brokerages and ISOs, and Cloudsquare Lend for funders. The broker side has a strong pitch, with one-click submissions to integrated lender APIs and offers built from lender emails. The question most buyers end up asking isn't about features. It's about what the whole thing costs once Salesforce, implementation and the contract are included.

This guide starts with that cost picture, then covers four alternatives for brokers (including keeping Salesforce without Cloudsquare) and two for funders. Facts come from each vendor's site, read October 24, 2026. Our top pick for broker shops is Ferrylend: a standalone MCA CRM with a published per-user price, month-to-month billing and no Salesforce license to buy on top.

Here's the TLDR (prices checked October 24, 2026):

1. Ferrylend (our pick): Best for: small broker shops that want a standalone MCA CRM at a published per-user price and mostly submit by email. $69 or $99/user/month.
2. MCA Pilot - Best for: brokers who want direct funder API submissions without Salesforce. $499/month base plus $99/user.
3. NextLevel MCA - Best for: shops that want calling, texting and marketing in the same system. From $597/month for up to 2 users.
4. Salesforce on its own - Best for: shops with a Salesforce admin who'd rather build MCA stages themselves. From $25/user/month (Starter Suite).
5. Centrex - Best for: funders and hybrid shops replacing Cloudsquare Lend with a non-Salesforce suite. Quote only.
6. Onyx IQ - Best for: MCA funders who want AI submission intake and ACH with retries and a backup processor. Quote only.

What Cloudsquare actually costs

Cloudsquare's Centrex comparison page says: "Cloudsquare Broker starts at $75 per user, per month. You must purchase your Salesforce license separately. Cloudsquare Lend (for direct funders) uses a quote-based pricing model." So the real price has at least three parts:

• Cloudsquare seats: from $75/user/month for Broker. Another Cloudsquare post says it "doesn't publish flat pricing publicly", so expect the quote to depend on volume, modules and add-ons.
• Salesforce seats: required, at your expense, under its SaaS agreement. Cloudsquare doesn't say which edition you need. For scale, Salesforce's list prices run from $25/user/month (Starter Suite) to $100 (Pro Suite) and $195 (Core, billed annually).
• Implementation: a multi-phase project ("Guided Launch" or "Exact Fit"), with no published fee or timeline.

For a five-rep broker shop, that's $375/month in Cloudsquare seats before Salesforce. If Starter Suite were enough, add $125; at Pro Suite, add $500. That's our arithmetic from list prices, not a quote, and the edition question is one to settle on the first call.

The contract terms worth reading

Cloudsquare publishes its agreements, which is more than most vendors here do. Read them, because several terms favour the vendor:

• Subscriptions auto-renew for the same length unless either side gives 30 days' notice, and renewals are priced at the then-current list price.
• You can't reduce licenses mid-term. If you lose reps, you keep paying for their seats until renewal.
• Card payments carry a 3.5% fee.
• Cloudsquare may terminate on 90 days' notice for any reason.
• If Salesforce access lapses, "the Hosted Services will cease to function".
• The website advertises a 15-day money-back guarantee, but the SaaS agreement says website "money-back" statements create no contractual rights unless they're written into your order form. Ask for it in writing.

None of this makes Cloudsquare a bad choice. If your funders are on its API list and you live in Salesforce already, the integration depth is hard to match. But if the cost and terms are why you're here, the options below are simpler to buy.

Quick comparison

Option	Needs Salesforce?	5-rep monthly cost (our arithmetic)	Lender APIs	Trial
Ferrylend	No	$345 (Core) or $495 (Pro), billed monthly	None (email and portal-assist)	No; sample-data demo
Cloudsquare Broker	Yes	$375 + Salesforce + implementation	30 claimed (another page says 15+)	No
MCA Pilot	No	$895	20 direct (names not published)	15 days, card required
NextLevel MCA	No (GoHighLevel)	$747 (up to 6 users) + usage	"Supported lenders" on request	14 days, card required
Salesforce Starter Suite	It is Salesforce	$125 + your setup time	None out of the box	30 days

Alternatives for brokers and ISOs

1. Ferrylend

Ferrylend is a standalone web CRM for MCA and business-funding brokers, and a newer one than Cloudsquare. Like Cloudsquare Broker it handles more than MCA: loans, lines of credit, SBA, equipment and factoring share one pipeline. It covers lead import, a merchant application with e-signature, bank statement figures (typed in on any plan, read by AI on Pro or at $1.50 a statement), rule-based lender matching, stamped submissions with a proof-of-submission PDF, offer comparison, commissions and renewals.

Pricing: Core $69/user/month, Pro $99/user/month (or $59 and $84 billed annually), month to month, no seat minimum. The $999 setup fee is waived for workspaces created through December 31, 2026, and that setup includes migrating your data. There's no free trial, but Ferrylend's sample-data workspace opens after you enter a work email. Ferrylend's own pricing comparison puts its numbers next to other MCA CRMs.

Where Cloudsquare is stronger: Ferrylend has no lender API submissions (Credibly and Lendio APIs are listed as coming soon), no dialer or SMS yet, no ISO portal, no SOC 2 report, and no funder product to grow into, because it doesn't do ACH, servicing or syndication. Ferrylend is newer, so it has no independent reviews yet; we found none on G2, Capterra or Trustpilot. More detail in our Ferrylend review.

2. MCA Pilot

If Cloudsquare's lender API network is what you like about it, MCA Pilot is the closest standalone match. It lists 20 direct funder API integrations, maps roughly 50 to 70 fields per submission, writes confirmation IDs back and checks status daily or by webhook. Funders without an API get email or a tracked portal task in the same action. AI reads bank statements, ranks funders on 20+ criteria and parses funder replies into offers, declines and stips.

Pricing: $499/month base for the first user, $99/month each for users 2 to 10, and no per-deal or per-funder fees, per its pricing page. Monthly plans are no-contract with a prorated refund for unused time, which reads very differently from Cloudsquare's agreement.

Limits: it doesn't publish which 20 funders are connected, so compare its list with your panel before you start the trial. No built-in dialer.

3. NextLevel MCA

Cloudsquare leans on Salesforce's ecosystem for telephony and marketing. NextLevel MCA leans on GoHighLevel instead: every plan includes a GoHighLevel sub-account it sets up for you, with two-way texting, calling, email marketing and workflows. Its own MCA layer adds lender scoring from 0 to 100 with a "Why this score?" breakdown, submissions by email or supported lender APIs, a merchant portal, commission splits and renewal flags. MCA records live in its own data layer, not in GoHighLevel custom fields.

Pricing: $597/month for up to 2 users, $747 for up to 6, $1,197 for up to 12, no setup fee, 14-day trial with a card. Calls, texts, email and AI are billed by usage on top.

4. Salesforce without Cloudsquare

If your team already likes Salesforce, you can run it with no lending layer at all. Starter Suite is $25/user/month (monthly or annual billing), with a 30-day free trial and no card. You'd build the MCA stages, funder records, offers and commission fields yourself, and you'd have no bank statement reading, lender matching or submission tools. For a shop with an admin and simple needs, that can be enough.

Alternatives for funders (Cloudsquare Lend)

Cloudsquare Lend is a full funder system: decisioning, contracts, balance-aware ACH, syndication with clawbacks and a subledger. Replacing it means another funder platform, not a broker CRM. Two to start with:

5. Centrex

Centrex is the other big two-sided platform, and it isn't built on Salesforce. It covers MCA servicing and ACH, syndication with waterfall payouts and investor wallets, an ISO portal, a white-label merchant app, and a broker CRM with lender matchmaking. It has its own catch: no published pricing, per-active-user billing with an agreement minimum, and many integrations sold as separate enhancements. We covered those in Centrex alternatives.

6. Onyx IQ

Onyx IQ is MCA-only for now (its commercial-lending edition is on a waitlist), so it suits funders who don't need Cloudsquare's HELOC or equipment workflows. The draw is collections: daily ACH with retry logic and a backup processor, where Cloudsquare pauses on a return and doesn't retry. It also reads ISO submission emails into deals with AI, lists SOC 2 Type II, and can connect to Salesforce if you keep it for sales. See our Onyx IQ alternatives for its weak spots.

Two more worth knowing

• Fundara builds a GoHighLevel-based broker CRM for you, loads your lenders for email shop-out and goes live in 3 to 5 business days, month to month. Price on request.
• Lendflow for Brokers is a submission network rather than a CRM: one submission to "75+" API-connected lenders, returning pre-qualified offers. Deals route to its network, not to funders you hold your own agreements with, and pricing isn't published.

How to choose

• Check API overlap first. Pull your top ten funders by volume and ask Cloudsquare and MCA Pilot which are connected. If few are, API submission isn't worth paying for.
• Price the whole stack. Seats, Salesforce or GoHighLevel usage, implementation and data providers. Our MCA CRM pricing comparison has the published numbers side by side.
• Match the contract to your headcount. If reps come and go, avoid terms that lock seat counts for a year.

For the full field of broker tools, see our best MCA CRM roundup.

FAQ

How much does Cloudsquare cost?

Cloudsquare Broker starts at $75/user/month, plus a Salesforce license you buy separately and an implementation fee that isn't published. Cloudsquare Lend is quote-only.

Do I need Salesforce to use Cloudsquare?

Yes. Its SaaS agreement requires you to keep Salesforce accounts at your own expense, and says the service stops working if that access lapses.

What's the best Cloudsquare alternative without Salesforce?

Our pick for most broker shops is Ferrylend, for a lower published per-user price with email submissions. For API submissions, MCA Pilot. For texting and calling built in, NextLevel MCA. For funders, Centrex or Onyx IQ.

Can I reduce Cloudsquare seats mid-contract?

Not under its published SaaS agreement, which doesn't allow license reductions mid-term. Plan your seat count around the renewal date.

Does Cloudsquare offer a free trial?

No self-serve trial. It advertises a 15-day money-back guarantee from project kickoff, which its agreement says only binds if it's written into your order form.

If you leave Cloudsquare, you'll likely leave Salesforce too, so plan the data export from both before you give notice.

Disclosure: Ferrylend is made by Digital Mundo, a separate company with the same owner as Gold Penguin. We rank it first, and we've kept its drawbacks in plain view.